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A prepaid debit card is a reloadable debit card sold at major retail stores. It has a serial number that is used to transfer funds to the card. It functions like a traditional checking account debit card, without the need for a paper check. The consumer can designate how much money to load onto the card at any given time. Money on the card can be transferred to another debit card or used to make same-day payments to other companies. If the serial number falls into the hands of a scammer, the scammer can drain the money from the card.
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An elderly gentleman receives a call telling him he has won a lottery. He is told to go to a major retail store to buy a prepaid debit card and load it with $199 to pay the taxes on his winnings. He follows the directions and gives the caller the serial number. The scammer takes the money on the card and disappears.
A young woman is looking for an apartment. She finds an attractive, affordable apartment online. The rental official tells her to buy a prepaid debit card, load it with $350, and provide him with the serial number in order to pay her application fee. He tells her to meet him at the apartment at a certain time. The rental agent never shows up and no longer answers his phone.
Toll-free travel for qualifying carpools and other eligible vehicles is often only available to drivers who have a switchable FasTrak transponder; drivers with standard FasTrak transponders pay the full toll regardless of the number of occupants in the vehicle.
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